Americans are living longer, and the topic of retirement can be stressful for many individuals. According to a Gallup poll, the average retirement age is 66, up from age 60 in the 1990s. According to the Society of Actuaries, a couple (where both are age 65) has a 50% chance of at least one person living until age 93. There’s a 25% chance of one surviving spouse living until age 98. With the Social Security age increasing and low cost-of-living adjustments, it is pertinent to plan for income that will last up to 30 years (or possibly longer).
In order to navigate successfully through retirement, it’s critical to understand the different risks that can erode—or completely eliminate—savings. These seven risks include living too long, inflation, low interest rates, healthcare costs, preparing for higher taxes in the future, and market volatility. After a shift from pensions in the 1980s to defined contribution plans, Americans understand accumulation but have minimal assistance on distribution.
Learning Objectives:
FOR RECORDED COURSES WITH VIDEO Download any course document(s) (below) which may include handouts, glossary, transcripts, etc. Follow any prompts contained in the documents to help you complete the course. Most documents are searchable. |
Dias Wealth
Founder and Managing Partner
carlos@diaswealth.com
(407) 801-2244
Carlos Dias Jr. is a financial adviser, public speaker, and president of Dias Wealth LLC in Orlando, Florida, offering strategic financial planning services to business owners, executives, retirees, and professional athletes.
Carlos is a nationally syndicated columnist for Kiplinger and has contributed, been featured, or quoted in over 100 publications, including Forbes, MarketWatch, Bloomberg, CNBC, The Wall Street Journal, U.S. News & World Report, USA Today, and several others. He's also been interviewed on various radio and television stations. Carlos is trilingual, fluent in both Portuguese and Spanish.
CPAacademy.org (Sponsor Id#: 111889) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.
CPAacademy.org 1685 S. Colorado Blvd, Suite #205, Denver, CO 80222